2026 loan limits in Grand County, Colorado
In Grand County, a conventional loan up to $883,200 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $883,200.
Conforming limit (1 unit)$883,200High-cost county
FHA limit (1 unit)$883,200High-cost county
Highest price, 20% down, conforming$1,104,000Loan at the limit
Highest price, 3.5% down, FHA$915,233Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $883,200 | $883,200 |
| 2 units | $1,130,650 | $1,130,650 |
| 3 units | $1,366,700 | $1,366,700 |
| 4 units | $1,698,500 | $1,698,500 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,104,000 in Grand County and stay conforming; with 10% down, about $981,333. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $915,233.
Questions
What is the 2026 conforming loan limit in Grand County?
$883,200 for a one-unit home.
What is the 2026 FHA loan limit in Grand County?
$883,200 for a one-unit home.
More for Grand County
2026 limits from HUD’s county files (Non-Metro). Conforming limits are set by the Federal Housing Finance Agency.