Every buyer tool, organized by where you are.
Free calculators and plain-English guides. No signup needed to use any of them.
1
Thinking
Is buying the right move, and what will it really cost here?
5 tools & guides
Coming soon
Rent vs. buy by cityIs it better to rent or buy where I live?
Coming soon
Homebuying timelineHow long does it take to buy a house?
Coming soon
Property tax estimatorWhat are property taxes in my town?
Coming soon
Credit score to loan optionsCan I buy a house with a 640 credit score?
Guide
Is now a good time to buy?What to weigh before you start looking
2
Saving
How much cash you’ll need, and how soon you’ll have it.
5 tools & guides
Coming soon
Down payment timelineHow long will it take to save my down payment?
Coming soon
Down payment assistance finderAre there first-time buyer programs near me?
Coming soon
Closing cost estimatorWhat will closing cost in my county?
Coming soon
Earnest money guide by areaHow much earnest money should I put down?
Guide
How much should I put down?3%, 10% or 20%: what each one changes
3
Budgeting
Your price range, your real monthly payment and your loan options.
13 tools & guides
Coming soon
Affordability calculatorHow much house can I afford?
Full payment calculatorMy payment with taxes, insurance and PMI
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Income needed calculatorWhat salary do I need for a $600K house?
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Debt-to-income calculatorWhat is my debt-to-income ratio?
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PMI calculatorWhen does PMI go away?
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FHA vs. conventionalWhich loan costs less for my numbers?
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VA funding fee calculatorWhat will my VA funding fee be?
Coming soon
ARM vs. fixedIs an adjustable rate worth the risk?
Coming soon
Rate buydown break-evenAre mortgage points worth it?
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Conforming and jumbo limitsWhat is the jumbo loan limit in my county?
Coming soon
FHA loan limit lookupWhat is the FHA loan limit in my county?
Coming soon
Pre-approval document checklistWhat documents do I need for a pre-approval?
Guide
Pre-qualified vs. pre-approvedWhat each one tells a seller
4
Offering
Compete in a hot market with an offer you can stand behind.
9 tools & guides Start here if you’re making offers now
Can I win this house?Will this house get multiple offers?
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Offer strength scoreHow strong does my offer look to a seller?
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How high can I go + appraisal gapWhat if the appraisal comes in low?
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Over-asking calculatorHow much over asking should I offer?
Market checker by ZIPIs my town a buyer’s or seller’s market?
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Escalation clause builderHow does an escalation clause work?
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Contingency risk explainerShould I waive the inspection contingency?
Coming soon
Days-on-market predictorHow fast do I need to move on this house?
Guide
How offer rounds workWhat happens when a listing collects offers in a round
5
Closing
The last stretch, from accepted offer to keys in hand.
4 tools & guides