2026 loan limits in Allen County, Indiana
In Allen County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Allen County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Allen County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Allen County?
$541,287 for a one-unit home.
More for Allen County
Allen County property taxesFHA loan limits toolIndiana closing costsFort Wayne 46802 market dataFort Wayne 46803 market dataFort Wayne 46804 market dataFort Wayne 46805 market dataFort Wayne 46806 market dataFort Wayne 46807 market dataFort Wayne 46808 market dataFort Wayne 46809 market dataFort Wayne 46814 market dataFort Wayne 46815 market data
2026 limits from HUD’s county files (Fort Wayne, In). Conforming limits are set by the Federal Housing Finance Agency.