2026 loan limits in New Madrid County, Missouri
In New Madrid County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in New Madrid County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in New Madrid County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in New Madrid County?
$541,287 for a one-unit home.
More for New Madrid County
New Madrid County property taxesFHA loan limits toolMissouri closing costsCatron 63833 market dataGideon 63848 market dataKewanee 63860 market dataLilbourn 63862 market dataMatthews 63867 market dataMorehouse 63868 market dataNew Madrid 63869 market dataParma 63870 market dataPortageville 63873 market dataRisco 63874 market data
2026 limits from HUD’s county files (Non-Metro). Conforming limits are set by the Federal Housing Finance Agency.