2026 loan limits in Burlington County, New Jersey
In Burlington County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $630,200.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$630,200High-cost county
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$653,057Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $630,200 |
| 2 units | $1,066,250 | $806,750 |
| 3 units | $1,288,800 | $975,200 |
| 4 units | $1,601,750 | $1,211,950 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Burlington County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $653,057.
Questions
What is the 2026 conforming loan limit in Burlington County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Burlington County?
$630,200 for a one-unit home.
More for Burlington County
Burlington County property taxesFHA loan limits toolNew Jersey closing costsBeverly 08010 market dataBordentown 08505 market dataBrowns Mills 08015 market dataBurlington 08016 market dataChatsworth 08019 market dataChesterfield 08515 market dataColumbus 08022 market dataCookstown 08511 market dataFlorence 08518 market dataHainesport 08036 market data
2026 limits from HUD’s county files (Philadelphia-Camden-Wilmington, Pa-Nj-De-Md). Conforming limits are set by the Federal Housing Finance Agency.