2026 loan limits in Hunterdon County, New Jersey
In Hunterdon County, a conventional loan up to $1,209,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $1,249,125.
Conforming limit (1 unit)$1,209,750High-cost county
FHA limit (1 unit)$1,249,125High-cost county
Highest price, 20% down, conforming$1,512,188Loan at the limit
Highest price, 3.5% down, FHA$1,294,430Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $1,209,750 | $1,249,125 |
| 2 units | $1,548,975 | $1,599,375 |
| 3 units | $1,872,225 | $1,933,200 |
| 4 units | $2,326,875 | $2,402,625 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,512,188 in Hunterdon County and stay conforming; with 10% down, about $1,344,167. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $1,294,430.
Questions
What is the 2026 conforming loan limit in Hunterdon County?
$1,209,750 for a one-unit home.
What is the 2026 FHA loan limit in Hunterdon County?
$1,249,125 for a one-unit home.
More for Hunterdon County
Hunterdon County property taxesFHA loan limits toolNew Jersey closing costsAnnandale 08801 market dataAsbury 08802 market dataBloomsbury 08804 market dataCalifon 07830 market dataClinton 08809 market dataFlemington 08822 market dataFrenchtown 08825 market dataGlen Gardner 08826 market dataHampton 08827 market dataHigh Bridge 08829 market data
2026 limits from HUD’s county files (New York-Newark-Jersey City, Ny-Nj). Conforming limits are set by the Federal Housing Finance Agency.