2026 loan limits in Oregon
All 36 counties in Oregon use the national baseline: $832,750 for conforming loans and $541,287 for FHA loans on a one-unit home.
One-unit limits by county
| County | Conforming | FHA |
|---|---|---|
| Baker County | $832,750 | $541,287 |
| Benton County | $832,750 | $615,250 |
| Clackamas County | $832,750 | $701,500 |
| Clatsop County | $832,750 | $563,500 |
| Columbia County | $832,750 | $701,500 |
| Coos County | $832,750 | $541,287 |
| Crook County | $832,750 | $718,750 |
| Curry County | $832,750 | $541,287 |
| Deschutes County | $832,750 | $718,750 |
| Douglas County | $832,750 | $541,287 |
| Gilliam County | $832,750 | $541,287 |
| Grant County | $832,750 | $541,287 |
| Harney County | $832,750 | $541,287 |
| Hood River County | $832,750 | $762,450 |
| Jackson County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $718,750 |
| Josephine County | $832,750 | $541,287 |
| Klamath County | $832,750 | $541,287 |
| Lake County | $832,750 | $541,287 |
| Lane County | $832,750 | $541,287 |
| Lincoln County | $832,750 | $541,287 |
| Linn County | $832,750 | $541,287 |
| Malheur County | $832,750 | $541,287 |
| Marion County | $832,750 | $541,287 |
| Morrow County | $832,750 | $541,287 |
| Multnomah County | $832,750 | $701,500 |
| Polk County | $832,750 | $541,287 |
| Sherman County | $832,750 | $541,287 |
| Tillamook County | $832,750 | $541,287 |
| Umatilla County | $832,750 | $541,287 |
| Union County | $832,750 | $541,287 |
| Wallowa County | $832,750 | $541,287 |
| Wasco County | $832,750 | $541,287 |
| Washington County | $832,750 | $701,500 |
| Wheeler County | $832,750 | $541,287 |
| Yamhill County | $832,750 | $701,500 |
More for Oregon
Limits for 2026 from HUD’s county files; conforming limits are set by the Federal Housing Finance Agency.