2026 loan limits in Columbia County, Pennsylvania
In Columbia County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Columbia County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Columbia County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Columbia County?
$541,287 for a one-unit home.
More for Columbia County
Columbia County property taxesFHA loan limits toolPennsylvania closing costsAristes 17920 market dataBenton 17814 market dataBerwick 18603 market dataBloomsburg 17815 market dataCatawissa 17820 market dataElysburg 17824 market dataMifflinville 18631 market dataMillville 17846 market dataOrangeville 17859 market dataStillwater 17878 market data
2026 limits from HUD’s county files (Bloomsburg-Berwick, Pa). Conforming limits are set by the Federal Housing Finance Agency.