2026 loan limits in Logan County, West Virginia
In Logan County, a conventional loan up to $832,750 on a one-unit home is conforming. Above that it’s a jumbo loan. FHA loans can go up to $541,287.
Conforming limit (1 unit)$832,750National baseline
FHA limit (1 unit)$541,287National floor
Highest price, 20% down, conforming$1,040,938Loan at the limit
Highest price, 3.5% down, FHA$560,919Loan at the limit
2026 limits by number of units
| Property | Conforming | FHA |
|---|---|---|
| 1 unit | $832,750 | $541,287 |
| 2 units | $1,066,250 | $693,050 |
| 3 units | $1,288,800 | $837,700 |
| 4 units | $1,601,750 | $1,041,125 |
What the limits mean for your purchase
The limit applies to the loan amount, not the price. With 20% down you could buy up to about $1,040,938 in Logan County and stay conforming; with 10% down, about $925,278. Loans above the limit are jumbo loans, which usually need a higher credit score and more savings. With FHA’s 3.5% minimum down payment, the highest price at the limit is about $560,919.
Questions
What is the 2026 conforming loan limit in Logan County?
$832,750 for a one-unit home.
What is the 2026 FHA loan limit in Logan County?
$541,287 for a one-unit home.
More for Logan County
Logan County property taxesFHA loan limits toolWest Virginia closing costsAmherstdale 25607 market dataBruno 25611 market dataChapmanville 25508 market dataChauncey 25612 market dataDavin 25617 market dataHenlawson 25624 market dataHolden 25625 market dataLake 25121 market dataLogan 25601 market dataLyburn 25632 market data
2026 limits from HUD’s county files (Non-Metro). Conforming limits are set by the Federal Housing Finance Agency.