Is Charlotte, VT 05445 a buyer’s or seller’s market?

The Charlotte housing market right now

In the three months ending August 31, 2026, 37% of homes in Charlotte, VT 05445 sold above their list price, the typical home went under contract in 43 days and there were 3 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 20 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 14%, homes sold faster (55 days then) and the median sale price rose 26% to $1,099,524. Overall, Charlotte is more competitive than a year ago, so tougher for buyers.

Within Chittenden County, homes here sell more slowly than in 93% of the county’s ZIP codes, and sell more often over asking than in 60%. On our competition score, Charlotte ranks #7 of 48 VT ZIP codes with enough sales (score 71 out of 100).

Nearby, buyers who want less competition could look at Huntington 05462 (0% sold over asking) or Burlington 05401 (23% sold over asking), while Underhill 05489 (75% sold over asking) and Burlington 05408 (45% sold over asking) are even more competitive.