Is Chaptico, MD 20621 a buyer’s or seller’s market?
Chaptico is a balanced market. With about 4.8 months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.
The Chaptico housing market right now
In the three months ending August 31, 2026, 0% of homes in Chaptico, MD 20621 sold above their list price, the typical home went under contract in 84 days and there were 4.8 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. With only 2 sales, these figures can swing a lot from month to month.
Compared with the same period a year earlier, the share selling over asking fell from 67%, homes sold more slowly (71 days then) and the median sale price rose 24% to $359,844. Overall, Chaptico is less competitive than a year ago, which gives buyers more room.
Within St. Mary's County, homes here sell more slowly than in 90% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.
Nearby, Abell 20606 (100% sold over asking) and Callaway 20620 (100% sold over asking) are even more competitive.
Run the numbers for 20621
Nearby markets
Abell 20606Buyer’s market $164 /sq ftAvenue 20609Balanced $277 /sq ftBushwood 20618Seller’s market $290 /sq ftCalifornia 20619Seller’s market $212 /sq ft Browse all markets →Where Chaptico is
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Questions about Chaptico real estate
Is Chaptico a buyer’s or seller’s market?
A balanced market: there were 4.8 months of supply in Chaptico, MD 20621 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Chaptico?
The typical home went under contract in 84 days in the latest three months.
Do homes in Chaptico sell over asking?
0% of homes sold above their original list price, and the typical sale closed at 98.7% of the list price.
What are property taxes in Chaptico?
About 0.84% of a home’s value a year in St. Mary's County, or roughly $3,360 on a $400,000 home.
What is the median home price in Chaptico?
The median sale price was $359,844 in the three months ending August 31, 2026, about $214 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology