Is Thurmont, MD 21788 a buyer’s or seller’s market?
Thurmont is a seller’s market. With about 1.6 months of supply and 44% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 87% of U.S. ZIP codes, and #28 of 241 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Thurmont housing market right now
In the three months ending August 31, 2026, 44% of homes in Thurmont, MD 21788 sold above their list price, the typical home went under contract in 32 days and there were 1.6 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 42 home sales.
Compared with the same period a year earlier, the share selling over asking was about the same (42% then), homes sold about as fast and the median sale price rose 5% to $439,810. Overall, Thurmont is about as competitive as it was a year ago.
Within Frederick County, homes here sell faster than in 73% of the county’s ZIP codes, and sell more often over asking than in 95%. On our competition score, Thurmont ranks #28 of 241 MD ZIP codes with enough sales (score 82 out of 100).
Nearby, buyers who want less competition could look at Buckeystown 21717 (0% sold over asking) or Frederick 21705 (0% sold over asking), while Woodsboro 21798 (50% sold over asking) is even more competitive.
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Nearby markets
Adamstown 21710Balanced $192 /sq ftBrunswick 21716Seller’s market $200 /sq ftBuckeystown 21717 $225 /sq ftBurkittsville 21718 — /sq ft Browse all markets →Towns like Thurmont nearby
Find towns like Thurmont in other states →Where Thurmont is
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Questions about Thurmont real estate
Is Thurmont a buyer’s or seller’s market?
A seller’s market: there were 1.6 months of supply in Thurmont, MD 21788 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Thurmont?
The typical home went under contract in 32 days in the latest three months.
Do homes in Thurmont sell over asking?
44% of homes sold above their original list price, and the typical sale closed at 101.3% of the list price.
What are property taxes in Thurmont?
About 0.99% of a home’s value a year in Frederick County, or roughly $3,960 on a $400,000 home.
What is the median home price in Thurmont?
The median sale price was $439,810 in the three months ending August 31, 2026, about $208 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology