Is Belmont, NC 28012 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Belmont is a seller’s market. With about 3.1 months of supply and 12% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Competition score35/ 100

More competitive than 33% of U.S. ZIP codes, and #180 of 424 in the state.

Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown

Months of supply3.1Under 4 months = seller’s market
Sold above original list12.1%Share of sales, last 3 months
Median sale-to-list98.2%Sold price ÷ list price
Median days on market58Listing to accepted offer
Median price per sq ft$240▼ −4.1% vs. last year

The Belmont housing market right now

In the three months ending August 31, 2026, 12% of homes in Belmont, NC 28012 sold above their list price, the typical home went under contract in 58 days and there were 3.1 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 204 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 15%, homes sold more slowly (51 days then) and the median sale price rose 10% to $515,527. Overall, Belmont is less competitive than a year ago, which gives buyers more room.

Within Gaston County, homes here sell faster than in 77% of the county’s ZIP codes, and sell less often over asking than in 62%. On our competition score, Belmont ranks #180 of 424 NC ZIP codes with enough sales (score 35 out of 100).

Nearby, buyers who want less competition could look at Mc Adenville 28101 (0% sold over asking) or High Shoals 28077 (0% sold over asking), while Gastonia 28052 (21% sold over asking) and Cramerton 28032 (21% sold over asking) are even more competitive.

Nearby markets

Alexis 28006Buyer’s market $250 /sq ftBessemer City 28016Balanced $183 /sq ftCherryville 28021Balanced $170 /sq ftCramerton 28032Balanced $193 /sq ft Browse all markets →

Where Belmont is

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Questions about Belmont real estate

Is Belmont a buyer’s or seller’s market?

A seller’s market: there were 3.1 months of supply in Belmont, NC 28012 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Belmont?

The typical home went under contract in 58 days in the latest three months.

Do homes in Belmont sell over asking?

12% of homes sold above their original list price, and the typical sale closed at 98.2% of the list price.

What are property taxes in Belmont?

About 0.75% of a home’s value a year in Gaston County, or roughly $3,000 on a $400,000 home.

What is the median home price in Belmont?

The median sale price was $515,527 in the three months ending August 31, 2026, about $240 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology