Is Charlotte, NC 28217 a buyer’s or seller’s market?

The Charlotte housing market right now

In the three months ending August 31, 2026, 9% of homes in Charlotte, NC 28217 sold above their list price, the typical home went under contract in 74 days and there were 5.6 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 70 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 20%, homes sold more slowly (62 days then) and the median sale price fell 12% to $362,343. Overall, Charlotte is less competitive than a year ago, which gives buyers more room.

Within Mecklenburg County, homes here sell more slowly than in 93% of the county’s ZIP codes, and sell less often over asking than in 83%. On our competition score, Charlotte ranks #326 of 424 NC ZIP codes with enough sales (score 20 out of 100).

Nearby, buyers who want less competition could look at Charlotte 28274 (0% sold over asking) or Charlotte 28202 (0% sold over asking), while Charlotte 28209 (31% sold over asking) and Charlotte 28270 (31% sold over asking) are even more competitive.