Is Charlotte, NC 28270 a buyer’s or seller’s market?
Charlotte is a seller’s market. With about 2.5 months of supply and 31% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 65% of U.S. ZIP codes, and #5 of 424 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Charlotte housing market right now
In the three months ending August 31, 2026, 31% of homes in Charlotte, NC 28270 sold above their list price, the typical home went under contract in 38 days and there were 2.5 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 164 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 29%, homes sold faster (40 days then) and the median sale price fell 2% to $694,699. Overall, Charlotte is about as competitive as it was a year ago.
Within Mecklenburg County, homes here sell faster than in any other ZIP code in the county, and sell more often over asking than in 97%. On our competition score, Charlotte ranks #5 of 424 NC ZIP codes with enough sales (score 62 out of 100).
Nearby, buyers who want less competition could look at Charlotte 28274 (0% sold over asking) or Charlotte 28202 (0% sold over asking).
Run the numbers for 28270
Nearby markets
Charlotte 28202Buyer’s market $361 /sq ftCharlotte 28203Seller’s market $459 /sq ftCharlotte 28204Balanced $326 /sq ftCharlotte 28205Balanced $356 /sq ft Browse all markets →Towns like Charlotte nearby
Find towns like Charlotte in other states →Where Charlotte is
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Questions about Charlotte real estate
Is Charlotte a buyer’s or seller’s market?
A seller’s market: there were 2.5 months of supply in Charlotte, NC 28270 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Charlotte?
The typical home went under contract in 38 days in the latest three months.
Do homes in Charlotte sell over asking?
31% of homes sold above their original list price, and the typical sale closed at 99.1% of the list price.
What are property taxes in Charlotte?
About 0.71% of a home’s value a year in Mecklenburg County, or roughly $2,840 on a $400,000 home.
What is the median home price in Charlotte?
The median sale price was $694,699 in the three months ending August 31, 2026, about $271 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology