Is Charlotte, NC 28277 a buyer’s or seller’s market?

The Charlotte housing market right now

In the three months ending August 31, 2026, 22% of homes in Charlotte, NC 28277 sold above their list price, the typical home went under contract in 44 days and there were 3.3 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 299 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 30%, homes sold more slowly (35 days then) and the median sale price fell 3% to $649,719. Overall, Charlotte is less competitive than a year ago, which gives buyers more room.

Within Mecklenburg County, homes here sell faster than in 93% of the county’s ZIP codes, and sell more often over asking than in 79%. On our competition score, Charlotte ranks #56 of 424 NC ZIP codes with enough sales (score 50 out of 100).

Nearby, buyers who want less competition could look at Charlotte 28274 (0% sold over asking) or Charlotte 28202 (0% sold over asking), while Charlotte 28209 (31% sold over asking) and Charlotte 28270 (31% sold over asking) are even more competitive.