Is Charlotte, NC 28287 a buyer’s or seller’s market?
Charlotte is a seller’s market. With about 1.9 months of supply and 15% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 42% of U.S. ZIP codes, and #113 of 424 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Charlotte housing market right now
In the three months ending August 31, 2026, 15% of homes in Charlotte, NC 28287 sold above their list price, the typical home went under contract in 45 days and there were 1.9 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 28 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 24%, homes sold more slowly (20 days then) and the median sale price fell 2% to $629,728. Overall, Charlotte is less competitive than a year ago, which gives buyers more room.
On our competition score, Charlotte ranks #113 of 424 NC ZIP codes with enough sales (score 42 out of 100).
Run the numbers for 28287
Where Charlotte is
Loading map…
Questions about Charlotte real estate
Is Charlotte a buyer’s or seller’s market?
A seller’s market: there were 1.9 months of supply in Charlotte, NC 28287 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Charlotte?
The typical home went under contract in 45 days in the latest three months.
Do homes in Charlotte sell over asking?
15% of homes sold above their original list price, and the typical sale closed at 97.0% of the list price.
What is the median home price in Charlotte?
The median sale price was $629,728 in the three months ending August 31, 2026, about $285 per square foot.
Local agents
See all agents in 28287 →No sponsored agents in 28287 yet. Are you an agent here? Put your name in front of local buyers.
More tools for 28287
Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology