Is Jacksonville, NC 28540 a buyer’s or seller’s market?

The Jacksonville housing market right now

In the three months ending August 31, 2026, 22% of homes in Jacksonville, NC 28540 sold above their list price, the typical home went under contract in 52 days and there were 2.3 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 269 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 29%, homes sold more slowly (16 days then) and the median sale price held steady to $279,879. Overall, Jacksonville is less competitive than a year ago, which gives buyers more room.

Within Onslow County, homes here sell more slowly than in 56% of the county’s ZIP codes, and sell more often over asking than in 78%. On our competition score, Jacksonville ranks #35 of 424 NC ZIP codes with enough sales (score 53 out of 100).

Nearby, buyers who want less competition could look at Holly Ridge 28445 (10% sold over asking) or Maple Hill 28454 (14% sold over asking), while Stella 28582 (44% sold over asking) and Jacksonville 28546 (26% sold over asking) are even more competitive.