Is Monticello, FL 32344 a buyer’s or seller’s market?
Monticello is a balanced market. With about 4.4 months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.
More competitive than 22% of U.S. ZIP codes, and #238 of 796 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Monticello housing market right now
In the three months ending August 31, 2026, 18% of homes in Monticello, FL 32344 sold above their list price, the typical home went under contract in 104 days and there were 4.4 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 34 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 12%, homes sold more slowly (75 days then) and the median sale price held steady to $337,354. Overall, Monticello is less competitive than a year ago, which gives buyers more room.
On our competition score, Monticello ranks #238 of 796 FL ZIP codes with enough sales (score 26 out of 100).
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Questions about Monticello real estate
Is Monticello a buyer’s or seller’s market?
A balanced market: there were 4.4 months of supply in Monticello, FL 32344 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Monticello?
The typical home went under contract in 104 days in the latest three months.
Do homes in Monticello sell over asking?
18% of homes sold above their original list price, and the typical sale closed at 97.2% of the list price.
What are property taxes in Monticello?
About 0.62% of a home’s value a year in Jefferson County, or roughly $2,480 on a $400,000 home.
What is the median home price in Monticello?
The median sale price was $337,354 in the three months ending August 31, 2026, about $183 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology