Is Chipley, FL 32428 a buyer’s or seller’s market?
Chipley is a balanced market. With about 4.7 months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.
More competitive than 16% of U.S. ZIP codes, and #346 of 796 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Chipley housing market right now
In the three months ending August 31, 2026, 11% of homes in Chipley, FL 32428 sold above their list price, the typical home went under contract in 79 days and there were 4.7 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 85 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 23%, homes sold more slowly (58 days then) and the median sale price rose 4% to $239,896. Overall, Chipley is less competitive than a year ago, which gives buyers more room.
On our competition score, Chipley ranks #346 of 796 FL ZIP codes with enough sales (score 22 out of 100).
Run the numbers for 32428
Nearby markets
Caryville 32427 — /sq ftEbro 32437 — /sq ftVernon 32462Seller’s market $120 /sq ft Browse all markets →Towns like Chipley nearby
Find towns like Chipley in other states →Where Chipley is
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Questions about Chipley real estate
Is Chipley a buyer’s or seller’s market?
A balanced market: there were 4.7 months of supply in Chipley, FL 32428 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Chipley?
The typical home went under contract in 79 days in the latest three months.
Do homes in Chipley sell over asking?
11% of homes sold above their original list price, and the typical sale closed at 97.7% of the list price.
What are property taxes in Chipley?
About 0.46% of a home’s value a year in Washington County, or roughly $1,840 on a $400,000 home.
What is the median home price in Chipley?
The median sale price was $239,896 in the three months ending August 31, 2026, about $153 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology