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Is Cross City, FL 32628 a buyer’s or seller’s market?

Buyer’s market 3 months ending August 31, 2026 · Source: Redfin

Cross City is a buyer’s market. With about 9.6 months of supply, buyers usually have more time and more room to negotiate on price and terms.

Months of supply9.6Under 4 months = seller’s market
Sold above original list0%Share of sales, last 3 months
Median sale-to-list95.9%Sold price ÷ list price
Median days on market172Listing to accepted offer
Median price per sq ft$175▲ +50.4% vs. last year

The Cross City housing market right now

In the three months ending August 31, 2026, 0% of homes in Cross City, FL 32628 sold above their list price, the typical home went under contract in 172 days and there were 9.6 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. With only 3 sales, these figures can swing a lot from month to month.

Compared with the same period a year earlier, the share selling over asking was about the same (0% then), homes sold faster (336 days then) and the median sale price fell 23% to $139,939. Overall, Cross City is more competitive than a year ago, so tougher for buyers.

Within Dixie County, homes here sell less often over asking than in any other ZIP code in the county.

Run the numbers for 32628

Prefilled for 32628Can I win this house?Multiple-offer likelihood for a listing Prefilled for 32628Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Horseshoe Beach 32648Buyer’s market $456 /sq ftOld Town 32680Buyer’s market $196 /sq ftSteinhatchee 32359Buyer’s market $275 /sq ftSuwannee 32692Buyer’s market $233 /sq ft Browse all markets →

Towns like Cross City nearby

Find towns like Cross City in other states →
Perry, FL32348 · 36 miles away77% similarlarger · 6 min longer commute Chiefland, FL32626 · 22 miles away60% similarpricier homes ($36K more) · larger Mayo, FL32066 · 28 miles away60% similarpricier homes ($38K more) · 15 min longer commute Old Town, FL32680 · 12 miles away58% similarlarger · older residents

Where Cross City is

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Questions about Cross City real estate

Is Cross City a buyer’s or seller’s market?

A buyer’s market: there were 9.6 months of supply in Cross City, FL 32628 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Cross City?

The typical home went under contract in 172 days in the latest three months.

Do homes in Cross City sell over asking?

0% of homes sold above their original list price, and the typical sale closed at 95.9% of the list price.

What are property taxes in Cross City?

About 0.62% of a home’s value a year in Dixie County, or roughly $2,480 on a $400,000 home.

What is the median home price in Cross City?

The median sale price was $139,939 in the three months ending August 31, 2026, about $175 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology