Is Oxford, FL 34484 a buyer’s or seller’s market?

The Oxford housing market right now

In the three months ending August 31, 2026, 3% of homes in Oxford, FL 34484 sold above their list price, the typical home went under contract in 64 days and there were 6.7 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. That’s based on 35 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 6%, homes sold faster (76 days then) and the median sale price rose 7% to $352,847. Overall, Oxford is about as competitive as it was a year ago.

Within Sumter County, homes here sell faster than in 56% of the county’s ZIP codes, and sell less often over asking than in 56%. On our competition score, Oxford ranks #565 of 796 FL ZIP codes with enough sales (score 14 out of 100).

Nearby, buyers who want less competition could look at Sumterville 33585 (0% sold over asking) or Coleman 33521 (0% sold over asking), while Lake Panasoffkee 33538 (14% sold over asking) and Bushnell 33513 (13% sold over asking) are even more competitive.