Is Bedford, KY 40006 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Bedford is a seller’s market. With about 2.8 months of supply and 13% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Competition score37/ 100

More competitive than 35% of U.S. ZIP codes, and #88 of 160 in the state.

Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown

Months of supply2.8Under 4 months = seller’s market
Sold above original list13.3%Share of sales, last 3 months
Median sale-to-list95.6%Sold price ÷ list price
Median days on market36Listing to accepted offer
Median price per sq ft$130▼ −13.5% vs. last year

The Bedford housing market right now

In the three months ending August 31, 2026, 13% of homes in Bedford, KY 40006 sold above their list price, the typical home went under contract in 36 days and there were 2.8 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 15 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 8%, homes sold faster (61 days then) and the median sale price fell 8% to $239,896. Overall, Bedford is more competitive than a year ago, so tougher for buyers.

On our competition score, Bedford ranks #88 of 160 KY ZIP codes with enough sales (score 37 out of 100).

Nearby, buyers who want less competition could look at Milton 40045 (0% sold over asking), while Pendleton 40055 (33% sold over asking) is even more competitive.

Nearby markets

Milton 40045Balanced $155 /sq ftPendleton 40055Seller’s market $198 /sq ft Browse all markets →

Where Bedford is

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Questions about Bedford real estate

Is Bedford a buyer’s or seller’s market?

A seller’s market: there were 2.8 months of supply in Bedford, KY 40006 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Bedford?

The typical home went under contract in 36 days in the latest three months.

Do homes in Bedford sell over asking?

13% of homes sold above their original list price, and the typical sale closed at 95.6% of the list price.

What are property taxes in Bedford?

About 0.66% of a home’s value a year in Trimble County, or roughly $2,640 on a $400,000 home.

What is the median home price in Bedford?

The median sale price was $239,896 in the three months ending August 31, 2026, about $130 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology