Is Stephensport, KY 40170 a buyer’s or seller’s market?

3 months ending August 31, 2026 · Source: Redfin

Stephensport is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply—Under 4 months = seller’s market

Sold above original list—Share of sales, last 3 months

Median sale-to-list—Sold price ÷ list price

Median days on market—Listing to accepted offer

Median price per sq ft—

The Stephensport housing market right now

There haven’t been enough recent sales here for a detailed summary yet.

About the area

Breckinridge County, KY

Population	396
Average income	$37,284
Median home value	$342,500
Owner-occupied	75% of homes
Median year built	1990
Walkability	4.1 of 20Least walkable

Natural hazard riskTornadoes (very high), winter storms (relatively high), hail (relatively high)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 40170; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA); walkability from the EPA National Walkability Index.

Run the numbers for 40170

Prefilled for 40170Can I win this house?Multiple-offer likelihood for a listing Prefilled for 40170Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Cloverport 40111Seller’s market $131 /sq ft Custer 40115Seller’s market $122 /sq ft Falls Of Rough 40119Buyer’s market $222 /sq ft Garfield 40140Seller’s market $34 /sq ft Browse all markets →

Where Stephensport is

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Questions about Stephensport real estate

What are property taxes in Stephensport?

About 0.58% of a home’s value a year in Breckinridge County, or roughly $2,320 on a $400,000 home.

Local agents

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More tools for 40170

Competition score Buyer leverage Negotiation room Compare with other ZIP codes True cost to buy Property taxes Closing costs Cash buyers Backup offer odds Home value Breckinridge County property taxes Breckinridge County loan limits Closing costs in Kentucky Hottest ZIP codes in Kentucky

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology