Is Georgetown, KY 40324 a buyer’s or seller’s market?
Georgetown is a seller’s market. With about 2.1 months of supply and 21% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 60% of U.S. ZIP codes, and #31 of 160 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Georgetown housing market right now
In the three months ending August 31, 2026, 21% of homes in Georgetown, KY 40324 sold above their list price, the typical home went under contract in 35 days and there were 2.1 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 257 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 23%, homes sold faster (40 days then) and the median sale price rose 5% to $368,601. Overall, Georgetown is about as competitive as it was a year ago.
On our competition score, Georgetown ranks #31 of 160 KY ZIP codes with enough sales (score 59 out of 100).
Nearby, buyers who want less competition could look at Stamping Ground 40379 (0% sold over asking) or Sadieville 40370 (0% sold over asking).
Run the numbers for 40324
Nearby markets
Sadieville 40370Balanced $165 /sq ftStamping Ground 40379Seller’s market $193 /sq ft Browse all markets →Towns like Georgetown nearby
Find towns like Georgetown in other states →Where Georgetown is
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Questions about Georgetown real estate
Is Georgetown a buyer’s or seller’s market?
A seller’s market: there were 2.1 months of supply in Georgetown, KY 40324 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Georgetown?
The typical home went under contract in 35 days in the latest three months.
Do homes in Georgetown sell over asking?
21% of homes sold above their original list price, and the typical sale closed at 99.0% of the list price.
What are property taxes in Georgetown?
About 0.66% of a home’s value a year in Scott County, or roughly $2,640 on a $400,000 home.
What is the median home price in Georgetown?
The median sale price was $368,601 in the three months ending August 31, 2026, about $184 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology