Is Loyall, KY 40854 a buyer’s or seller’s market?
Loyall is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.
The Loyall housing market right now
In the three months ending August 31, 2026, 0% of homes in Loyall, KY 40854 sold above their list price and the typical home went under contract in 12 days. With only 1 sale, these figures can swing a lot from month to month.
Within Harlan County, homes here sell faster than in 86% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.
Nearby, Lynch 40855 (100% sold over asking) and Bledsoe 40810 (50% sold over asking) are even more competitive.
Run the numbers for 40854
Nearby markets
Baxter 40806Balanced $39 /sq ftBledsoe 40810 $80 /sq ftColdiron 40819 — /sq ftCranks 40820 — /sq ft Browse all markets →Where Loyall is
Loading map…
Questions about Loyall real estate
How fast do homes sell in Loyall?
The typical home went under contract in 12 days in the latest three months.
Do homes in Loyall sell over asking?
0% of homes sold above their original list price, and the typical sale closed at 96.0% of the list price.
What are property taxes in Loyall?
About 0.99% of a home’s value a year in Harlan County, or roughly $3,960 on a $400,000 home.
What is the median home price in Loyall?
The median sale price was $143,938 in the three months ending August 31, 2026, about $93 per square foot.
Local agents
See all agents in 40854 →No sponsored agents in 40854 yet. Are you an agent here? Put your name in front of local buyers.
More tools for 40854
Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology