Is Totz, KY 40870 a buyer’s or seller’s market?

3 months ending August 31, 2026 · Source: Redfin

Totz is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply—Under 4 months = seller’s market

Sold above original list—Share of sales, last 3 months

Median sale-to-list—Sold price ÷ list price

Median days on market—Listing to accepted offer

Median price per sq ft—

The Totz housing market right now

There haven’t been enough recent sales here for a detailed summary yet.

About the area

Harlan County, KY

Population	564
Median income	$51,452
Average income	$66,409
Median home value	$132,000
Owner-occupied	99% of homes
Median year built	1984

Natural hazard riskWinter storms (moderate)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 40870; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA).

Run the numbers for 40870

Prefilled for 40870Can I win this house?Multiple-offer likelihood for a listing Prefilled for 40870Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Baxter 40806Balanced $39 /sq ft Bledsoe 40810 $80 /sq ft Coldiron 40819 — /sq ft Cranks 40820 — /sq ft Browse all markets →

Where Totz is

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Questions about Totz real estate

What are property taxes in Totz?

About 0.99% of a home’s value a year in Harlan County, or roughly $3,960 on a $400,000 home.

Local agents

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More tools for 40870

Competition score Buyer leverage Negotiation room Compare with other ZIP codes True cost to buy Property taxes Closing costs Cash buyers Backup offer odds Home value Harlan County property taxes Harlan County loan limits Closing costs in Kentucky Hottest ZIP codes in Kentucky

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology