Is Monticello, KY 42633 a buyer’s or seller’s market?
Monticello is a balanced market. With about 5.8 months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.
More competitive than 3% of U.S. ZIP codes, and #154 of 160 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Monticello housing market right now
In the three months ending August 31, 2026, 2% of homes in Monticello, KY 42633 sold above their list price, the typical home went under contract in 64 days and there were 5.8 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 42 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 8%, homes sold faster (101 days then) and the median sale price fell 29% to $159,931. Overall, Monticello is more competitive than a year ago, so tougher for buyers.
On our competition score, Monticello ranks #154 of 160 KY ZIP codes with enough sales (score 8 out of 100).
Nearby, buyers who want less competition could look at Alpha 42603 (0% sold over asking), while Bronston 42518 (10% sold over asking) is even more competitive.
Run the numbers for 42633
Nearby markets
Alpha 42603Seller’s market $133 /sq ftBronston 42518Buyer’s market $194 /sq ft Browse all markets →Towns like Monticello nearby
Find towns like Monticello in other states →Where Monticello is
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Questions about Monticello real estate
Is Monticello a buyer’s or seller’s market?
A balanced market: there were 5.8 months of supply in Monticello, KY 42633 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Monticello?
The typical home went under contract in 64 days in the latest three months.
Do homes in Monticello sell over asking?
2% of homes sold above their original list price, and the typical sale closed at 93.3% of the list price.
What are property taxes in Monticello?
About 0.56% of a home’s value a year in Wayne County, or roughly $2,240 on a $400,000 home.
What is the median home price in Monticello?
The median sale price was $159,931 in the three months ending August 31, 2026, about $125 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology