Is Columbia, KY 42728 a buyer’s or seller’s market?
Columbia is a seller’s market. With about 3.3 months of supply and 17% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 20% of U.S. ZIP codes, and #114 of 160 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Columbia housing market right now
In the three months ending August 31, 2026, 17% of homes in Columbia, KY 42728 sold above their list price, the typical home went under contract in 84 days and there were 3.3 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 25 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 0%, homes sold more slowly (54 days then) and the median sale price fell 23% to $167,740. Overall, Columbia is more competitive than a year ago, so tougher for buyers.
On our competition score, Columbia ranks #114 of 160 KY ZIP codes with enough sales (score 25 out of 100).
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Nearby markets
Breeding 42715 — /sq ftGlens Fork 42741 — /sq ftKnifley 42753 — /sq ft Browse all markets →Towns like Columbia nearby
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Questions about Columbia real estate
Is Columbia a buyer’s or seller’s market?
A seller’s market: there were 3.3 months of supply in Columbia, KY 42728 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Columbia?
The typical home went under contract in 84 days in the latest three months.
Do homes in Columbia sell over asking?
17% of homes sold above their original list price, and the typical sale closed at 93.7% of the list price.
What are property taxes in Columbia?
About 0.64% of a home’s value a year in Adair County, or roughly $2,560 on a $400,000 home.
What is the median home price in Columbia?
The median sale price was $167,740 in the three months ending August 31, 2026, about $131 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology