Is Urbana, OH 43078 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Urbana is a seller’s market. With about 2.3 months of supply and 20% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Competition score56/ 100

More competitive than 58% of U.S. ZIP codes, and #296 of 489 in the state.

Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown

Months of supply2.3Under 4 months = seller’s market
Sold above original list20.3%Share of sales, last 3 months
Median sale-to-list99.3%Sold price ÷ list price
Median days on market42Listing to accepted offer
Median price per sq ft$165▲ +4.8% vs. last year

The Urbana housing market right now

In the three months ending August 31, 2026, 20% of homes in Urbana, OH 43078 sold above their list price, the typical home went under contract in 42 days and there were 2.3 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 76 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (21% then), homes sold more slowly (39 days then) and the median sale price rose 5% to $242,345. Overall, Urbana is about as competitive as it was a year ago.

Within Champaign County, homes here sell faster than in 57% of the county’s ZIP codes, and sell less often over asking than in 57%. On our competition score, Urbana ranks #296 of 489 OH ZIP codes with enough sales (score 56 out of 100).

Nearby, buyers who want less competition could look at Christiansburg 45389 (0% sold over asking) or Conover 45317 (0% sold over asking), while Woodstock 43084 (50% sold over asking) and Mechanicsburg 43044 (43% sold over asking) are even more competitive.

Nearby markets

Cable 43009Seller’s market $156 /sq ftChristiansburg 45389Seller’s market $52 /sq ftConover 45317Buyer’s market $202 /sq ftMechanicsburg 43044Seller’s market $220 /sq ft Browse all markets →

Where Urbana is

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Questions about Urbana real estate

Is Urbana a buyer’s or seller’s market?

A seller’s market: there were 2.3 months of supply in Urbana, OH 43078 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Urbana?

The typical home went under contract in 42 days in the latest three months.

Do homes in Urbana sell over asking?

20% of homes sold above their original list price, and the typical sale closed at 99.3% of the list price.

What are property taxes in Urbana?

About 1.02% of a home’s value a year in Champaign County, or roughly $4,080 on a $400,000 home.

What is the median home price in Urbana?

The median sale price was $242,345 in the three months ending August 31, 2026, about $165 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology