Is Loveland, OH 45140 a buyer’s or seller’s market?
Loveland is a seller’s market. With about 1.8 months of supply and 36% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 73% of U.S. ZIP codes, and #150 of 489 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Loveland housing market right now
In the three months ending August 31, 2026, 36% of homes in Loveland, OH 45140 sold above their list price, the typical home went under contract in 41 days and there were 1.8 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 234 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 45%, homes sold more slowly (38 days then) and the median sale price fell 10% to $435,811. Overall, Loveland is less competitive than a year ago, which gives buyers more room.
Within Clermont County, homes here sell faster than in 89% of the county’s ZIP codes, and sell more often over asking than in any other ZIP code in the county. On our competition score, Loveland ranks #150 of 489 OH ZIP codes with enough sales (score 69 out of 100).
Nearby, buyers who want less competition could look at Felicity 45120 (18% sold over asking) or Williamsburg 45176 (21% sold over asking).
Run the numbers for 45140
Nearby markets
Amelia 45102Seller’s market $185 /sq ftBatavia 45103Seller’s market $182 /sq ftBethel 45106Seller’s market $198 /sq ftCincinnati 45245Seller’s market $182 /sq ft Browse all markets →Towns like Loveland nearby
Find towns like Loveland in other states →Where Loveland is
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Questions about Loveland real estate
Is Loveland a buyer’s or seller’s market?
A seller’s market: there were 1.8 months of supply in Loveland, OH 45140 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Loveland?
The typical home went under contract in 41 days in the latest three months.
Do homes in Loveland sell over asking?
36% of homes sold above their original list price, and the typical sale closed at 99.6% of the list price.
What are property taxes in Loveland?
About 1.25% of a home’s value a year in Clermont County, or roughly $5,000 on a $400,000 home.
What is the median home price in Loveland?
The median sale price was $435,811 in the three months ending August 31, 2026, about $207 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology