Is Germantown, OH 45327 a buyer’s or seller’s market?

The Germantown housing market right now

In the three months ending August 31, 2026, 33% of homes in Germantown, OH 45327 sold above their list price, the typical home went under contract in 33 days and there were 2.1 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 37 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 28%, homes sold about as fast and the median sale price held steady to $259,888. Overall, Germantown is more competitive than a year ago, so tougher for buyers.

Within Montgomery County, homes here sell more slowly than in 54% of the county’s ZIP codes, and sell more often over asking than in 75%. On our competition score, Germantown ranks #179 of 489 OH ZIP codes with enough sales (score 66 out of 100).

Nearby, buyers who want less competition could look at Dayton 45416 (10% sold over asking) or Dayton 45402 (14% sold over asking), while New Lebanon 45345 (44% sold over asking) and Dayton 45403 (41% sold over asking) are even more competitive.