Is Phillipsburg, OH 45354 a buyer’s or seller’s market?

The Phillipsburg housing market right now

In the three months ending August 31, 2026, 33% of homes in Phillipsburg, OH 45354 sold above their list price, the typical home went under contract in 32 days and there were 2.1 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. With only 3 sales, these figures can swing a lot from month to month.

Compared with the same period a year earlier, the share selling over asking fell from 50%, homes sold more slowly (25 days then) and the median sale price fell 4% to $163,429. Overall, Phillipsburg is less competitive than a year ago, which gives buyers more room.

Within Montgomery County, homes here sell faster than in 54% of the county’s ZIP codes, and sell more often over asking than in 75%.

Nearby, buyers who want less competition could look at Dayton 45416 (10% sold over asking) or Dayton 45402 (14% sold over asking), while New Lebanon 45345 (44% sold over asking) and Dayton 45403 (41% sold over asking) are even more competitive.