Is Dayton, OH 45404 a buyer’s or seller’s market?

The Dayton housing market right now

In the three months ending August 31, 2026, 33% of homes in Dayton, OH 45404 sold above their list price, the typical home went under contract in 49 days and there were 5.1 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 25 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 5%, homes sold more slowly (45 days then) and the median sale price fell 3% to $160,431. Overall, Dayton is more competitive than a year ago, so tougher for buyers.

Within Montgomery County, homes here sell more slowly than in 96% of the county’s ZIP codes, and sell more often over asking than in 75%. On our competition score, Dayton ranks #290 of 489 OH ZIP codes with enough sales (score 57 out of 100).

Nearby, buyers who want less competition could look at Dayton 45416 (10% sold over asking) or Dayton 45402 (14% sold over asking), while New Lebanon 45345 (44% sold over asking) and Dayton 45403 (41% sold over asking) are even more competitive.