Is Fort Loramie, OH 45845 a buyer’s or seller’s market?

3 months ending August 31, 2026 · Source: Redfin

Fort Loramie is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply—Under 4 months = seller’s market

Sold above original list—Share of sales, last 3 months

Median sale-to-list—Sold price ÷ list price

Median days on market—Listing to accepted offer

Median price per sq ft—

The Fort Loramie housing market right now

There haven’t been enough recent sales here for a detailed summary yet.

About the area

Shelby County, OH

Population	3,429
Median income	$95,078
Average income	$120,520
Median home value	$306,300
Median rent	$836/month
Owner-occupied	91% of homes
Median year built	1982

Natural hazard riskTornadoes (relatively high), winter storms (relatively high), earthquakes (moderate)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 45845; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA).

Run the numbers for 45845

Prefilled for 45845Can I win this house?Multiple-offer likelihood for a listing Prefilled for 45845Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Anna 45302Seller’s market $178 /sq ft Botkins 45306Seller’s market $157 /sq ft Houston 45333Seller’s market $163 /sq ft Jackson Center 45334Balanced $156 /sq ft Browse all markets →

Towns like Fort Loramie nearby

Find towns like Fort Loramie in other states →

Anna, OH45302 · 10 miles away94% similarcheaper homes ($64K less) Saint Henry, OH45883 · 15 miles away94% similarVery close on income, prices and more Russia, OH45363 · 7 miles away92% similarsmaller Minster, OH45865 · 4 miles away91% similarlarger · older residents

Where Fort Loramie is

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Questions about Fort Loramie real estate

What are property taxes in Fort Loramie?

About 0.95% of a home’s value a year in Shelby County, or roughly $3,800 on a $400,000 home.

Local agents

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More tools for 45845

Competition score Buyer leverage Negotiation room Compare with other ZIP codes True cost to buy Property taxes Closing costs Cash buyers Backup offer odds Home value Shelby County property taxes Shelby County loan limits Closing costs in Ohio Hottest ZIP codes in Ohio

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology