Is Rochester, IN 46975 a buyer’s or seller’s market?
Rochester is a seller’s market. With about 3.7 months of supply and 17% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 35% of U.S. ZIP codes, and #240 of 306 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Rochester housing market right now
In the three months ending August 31, 2026, 17% of homes in Rochester, IN 46975 sold above their list price, the typical home went under contract in 39 days and there were 3.7 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 42 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 14%, homes sold more slowly (36 days then) and the median sale price rose 34% to $261,887. Overall, Rochester is about as competitive as it was a year ago.
On our competition score, Rochester ranks #240 of 306 IN ZIP codes with enough sales (score 37 out of 100).
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Questions about Rochester real estate
Is Rochester a buyer’s or seller’s market?
A seller’s market: there were 3.7 months of supply in Rochester, IN 46975 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Rochester?
The typical home went under contract in 39 days in the latest three months.
Do homes in Rochester sell over asking?
17% of homes sold above their original list price, and the typical sale closed at 96.6% of the list price.
What are property taxes in Rochester?
About 0.54% of a home’s value a year in Fulton County, or roughly $2,160 on a $400,000 home.
What is the median home price in Rochester?
The median sale price was $261,887 in the three months ending August 31, 2026, about $145 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology