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Is Floyd, IA 50435 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Floyd is a seller’s market. With about 1.6 months of supply and 0% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Months of supply1.6Under 4 months = seller’s market
Sold above original list0%Share of sales, last 3 months
Median sale-to-list98.8%Sold price ÷ list price
Median days on market4Listing to accepted offer
Median price per sq ft$78▼ −36.5% vs. last year

The Floyd housing market right now

In the three months ending August 31, 2026, 0% of homes in Floyd, IA 50435 sold above their list price, the typical home went under contract in 4 days and there were 1.6 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. With only 2 sales, these figures can swing a lot from month to month.

Compared with the same period a year earlier, the share selling over asking was about the same (0% then), homes sold faster (34 days then) and the median sale price fell 22% to $107,454. Overall, Floyd is more competitive than a year ago, so tougher for buyers.

Nearby, Charles City 50616 (18% sold over asking) and Nora Springs 50458 (14% sold over asking) are even more competitive.

Run the numbers for 50435

Prefilled for 50435Can I win this house?Multiple-offer likelihood for a listing Prefilled for 50435Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Charles City 50616Seller’s market $99 /sq ftMarble Rock 50653 — /sq ftNora Springs 50458Balanced $89 /sq ftRockford 50468 — /sq ft Browse all markets →

Where Floyd is

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Questions about Floyd real estate

Is Floyd a buyer’s or seller’s market?

A seller’s market: there were 1.6 months of supply in Floyd, IA 50435 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Floyd?

The typical home went under contract in 4 days in the latest three months.

Do homes in Floyd sell over asking?

0% of homes sold above their original list price, and the typical sale closed at 98.8% of the list price.

What are property taxes in Floyd?

About 1.34% of a home’s value a year in Floyd County, or roughly $5,360 on a $400,000 home.

What is the median home price in Floyd?

The median sale price was $107,454 in the three months ending August 31, 2026, about $78 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology