Is Charter Oak, IA 51439 a buyer’s or seller’s market?

Balanced 3 months ending August 31, 2026 · Source: Redfin

Charter Oak is a balanced market. With about 4.8 months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply4.8Under 4 months = seller’s market

Sold above original list99.9%Share of sales, last 3 months

Median sale-to-list106.4%Sold price ÷ list price

Median days on market19Listing to accepted offer

Median price per sq ft$76

The Charter Oak housing market right now

In the three months ending August 31, 2026, 100% of homes in Charter Oak, IA 51439 sold above their list price, the typical home went under contract in 19 days and there were 4.8 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. With only 2 sales, these figures can swing a lot from month to month.

Nearby, buyers who want less competition could look at Manilla 51454 (0% sold over asking) or Kiron 51448 (0% sold over asking).

About the area

Crawford County, IA

Population	818
Median income	$52,941
Average income	$68,521
Median home value	$87,900
Median rent	$792/month
Owner-occupied	72% of homes
Median year built	1938

Natural hazard riskTornadoes (very high), winter storms (relatively high), hail (relatively high)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 51439; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA).

Run the numbers for 51439

Prefilled for 51439Can I win this house?Multiple-offer likelihood for a listing Prefilled for 51439Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Deloit 51441 — /sq ft Denison 51442Balanced $95 /sq ft Dow City 51528 — /sq ft Kiron 51448 $74 /sq ft Browse all markets →

Where Charter Oak is

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Questions about Charter Oak real estate

Is Charter Oak a buyer’s or seller’s market?

A balanced market: there were 4.8 months of supply in Charter Oak, IA 51439 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Charter Oak?

The typical home went under contract in 19 days in the latest three months.

Do homes in Charter Oak sell over asking?

100% of homes sold above their original list price, and the typical sale closed at 106.4% of the list price.

What are property taxes in Charter Oak?

About 1.28% of a home’s value a year in Crawford County, or roughly $5,120 on a $400,000 home.

What is the median home price in Charter Oak?

The median sale price was $168,869 in the three months ending August 31, 2026, about $76 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology