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Is Bernard, IA 52032 a buyer’s or seller’s market?

Buyer’s market 3 months ending August 31, 2026 · Source: Redfin

Bernard is a buyer’s market. With about 19.2 months of supply, buyers usually have more time and more room to negotiate on price and terms.

Months of supply19.2Under 4 months = seller’s market
Sold above original list0%Share of sales, last 3 months
Median sale-to-list96%Sold price ÷ list price
Median days on market20Listing to accepted offer
Median price per sq ft$214▲ +57.7% vs. last year

The Bernard housing market right now

In the three months ending August 31, 2026, 0% of homes in Bernard, IA 52032 sold above their list price, the typical home went under contract in 20 days and there were 19.2 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. With only 1 sale, these figures can swing a lot from month to month.

Compared with the same period a year earlier, the share selling over asking fell from 29%, homes sold faster (32 days then) and the median sale price fell 26% to $119,948. Overall, Bernard is less competitive than a year ago, which gives buyers more room.

Within Dubuque County, homes here sell faster than in 90% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.

Nearby, Farley 52046 (80% sold over asking) and Epworth 52045 (50% sold over asking) are even more competitive.

Run the numbers for 52032

Prefilled for 52032Can I win this house?Multiple-offer likelihood for a listing Prefilled for 52032Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Dubuque 52001Seller’s market $136 /sq ftDubuque 52002Seller’s market $173 /sq ftDubuque 52003Seller’s market $160 /sq ftDurango 52039Seller’s market $152 /sq ft Browse all markets →

Towns like Bernard nearby

Find towns like Bernard in other states →
Springville, IA52336 · 35 miles away80% similarcheaper homes ($44K less) · larger Holy Cross, IA52053 · 18 miles away75% similarmore renters Potosi, WI53820 · 26 miles away71% similarcheaper homes ($67K less) · larger Coggon, IA52218 · 35 miles away71% similarcheaper homes ($88K less) · 6 min shorter commute

Where Bernard is

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Questions about Bernard real estate

Is Bernard a buyer’s or seller’s market?

A buyer’s market: there were 19.2 months of supply in Bernard, IA 52032 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Bernard?

The typical home went under contract in 20 days in the latest three months.

Do homes in Bernard sell over asking?

0% of homes sold above their original list price, and the typical sale closed at 96.0% of the list price.

What are property taxes in Bernard?

About 1.23% of a home’s value a year in Dubuque County, or roughly $4,920 on a $400,000 home.

What is the median home price in Bernard?

The median sale price was $119,948 in the three months ending August 31, 2026, about $214 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology