Is Monticello, IA 52310 a buyer’s or seller’s market?

The Monticello housing market right now

In the three months ending August 31, 2026, 28% of homes in Monticello, IA 52310 sold above their list price, the typical home went under contract in 12 days and there were 1.1 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 19 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 13%, homes sold more slowly (8 days then) and the median sale price fell 5% to $190,667. Overall, Monticello is more competitive than a year ago, so tougher for buyers.

Within Jones County, homes here sell faster than in 88% of the county’s ZIP codes, and sell more often over asking than in 75%. On our competition score, Monticello ranks #40 of 156 IA ZIP codes with enough sales (score 63 out of 100).

Nearby, buyers who want less competition could look at Wyoming 52362 (0% sold over asking) or Oxford Junction 52323 (0% sold over asking), while Morley 52312 (100% sold over asking) and Olin 52320 (33% sold over asking) are even more competitive.