Is Charlotte, IA 52731 a buyer’s or seller’s market?
Charlotte is a seller’s market. With about 1.6 months of supply and 50% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
The Charlotte housing market right now
In the three months ending August 31, 2026, 50% of homes in Charlotte, IA 52731 sold above their list price, the typical home went under contract in 18 days and there were 1.6 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. With only 2 sales, these figures can swing a lot from month to month.
Compared with the same period a year earlier, the share selling over asking rose from 0%, homes sold faster (325 days then) and the median sale price fell 75% to $155,433. Overall, Charlotte is more competitive than a year ago, so tougher for buyers.
Within Clinton County, homes here sell faster than in 54% of the county’s ZIP codes, and sell more often over asking than in 62%.
Nearby, buyers who want less competition could look at Wheatland 52777 (0% sold over asking) or Low Moor 52757 (0% sold over asking), while Calamus 52729 (100% sold over asking) and Welton 52774 (100% sold over asking) are even more competitive.
Run the numbers for 52731
Nearby markets
Andover 52701 $93 /sq ftBryant 52727 $210 /sq ftCalamus 52729 $110 /sq ftCamanche 52730Seller’s market $141 /sq ft Browse all markets →Where Charlotte is
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Questions about Charlotte real estate
Is Charlotte a buyer’s or seller’s market?
A seller’s market: there were 1.6 months of supply in Charlotte, IA 52731 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Charlotte?
The typical home went under contract in 18 days in the latest three months.
Do homes in Charlotte sell over asking?
50% of homes sold above their original list price, and the typical sale closed at 109.1% of the list price.
What are property taxes in Charlotte?
About 1.53% of a home’s value a year in Clinton County, or roughly $6,120 on a $400,000 home.
What is the median home price in Charlotte?
The median sale price was $155,433 in the three months ending August 31, 2026, about $94 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology