Is Chisago City, MN 55013 a buyer’s or seller’s market?

The Chisago City housing market right now

In the three months ending August 31, 2026, 36% of homes in Chisago City, MN 55013 sold above their list price, the typical home went under contract in 19 days and there were 1.7 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 26 home sales.

Compared with the same period a year earlier, the share selling over asking fell from 46%, homes sold faster (22 days then) and the median sale price rose 13% to $469,797. Overall, Chisago City is less competitive than a year ago, which gives buyers more room.

Within Chisago County, homes here sell faster than in any other ZIP code in the county, and sell more often over asking than in 63%. On our competition score, Chisago City ranks #77 of 296 MN ZIP codes with enough sales (score 77 out of 100).

Nearby, buyers who want less competition could look at Center City 55012 (25% sold over asking) or North Branch 55056 (32% sold over asking), while Taylors Falls 55084 (67% sold over asking) and Shafer 55074 (50% sold over asking) are even more competitive.