Is Saint Cloud, MN 56304 a buyer’s or seller’s market?
Saint Cloud is a seller’s market. With about 2.8 months of supply and 25% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 67% of U.S. ZIP codes, and #176 of 296 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Saint Cloud housing market right now
In the three months ending August 31, 2026, 25% of homes in Saint Cloud, MN 56304 sold above their list price, the typical home went under contract in 29 days and there were 2.8 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 62 home sales.
Compared with the same period a year earlier, the share selling over asking fell from 40%, homes sold more slowly (25 days then) and the median sale price held steady to $268,384. Overall, Saint Cloud is less competitive than a year ago, which gives buyers more room.
Within Sherburne County, homes here sell more slowly than in 60% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county. On our competition score, Saint Cloud ranks #176 of 296 MN ZIP codes with enough sales (score 64 out of 100).
Nearby, Zimmerman 55398 (44% sold over asking) and Becker 55308 (36% sold over asking) are even more competitive.
Run the numbers for 56304
Nearby markets
Becker 55308Seller’s market $193 /sq ftBig Lake 55309Seller’s market $187 /sq ftClear Lake 55319Balanced $216 /sq ftElk River 55330Seller’s market $198 /sq ft Browse all markets →Towns like Saint Cloud nearby
Find towns like Saint Cloud in other states →Where Saint Cloud is
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Questions about Saint Cloud real estate
Is Saint Cloud a buyer’s or seller’s market?
A seller’s market: there were 2.8 months of supply in Saint Cloud, MN 56304 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Saint Cloud?
The typical home went under contract in 29 days in the latest three months.
Do homes in Saint Cloud sell over asking?
25% of homes sold above their original list price, and the typical sale closed at 100.0% of the list price.
What are property taxes in Saint Cloud?
About 0.99% of a home’s value a year in Sherburne County, or roughly $3,960 on a $400,000 home.
What is the median home price in Saint Cloud?
The median sale price was $268,384 in the three months ending August 31, 2026, about $147 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology