Is Saint Joseph, IL 61873 a buyer’s or seller’s market?

The Saint Joseph housing market right now

In the three months ending August 31, 2026, 40% of homes in Saint Joseph, IL 61873 sold above their list price, the typical home went under contract in 21 days and there were 2.9 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 21 home sales.

Compared with the same period a year earlier, the share selling over asking rose from 20%, homes sold faster (31 days then) and the median sale price rose 22% to $311,615. Overall, Saint Joseph is more competitive than a year ago, so tougher for buyers.

Within Champaign County, homes here sell faster than in 96% of the county’s ZIP codes, and sell more often over asking than in 83%. On our competition score, Saint Joseph ranks #185 of 464 IL ZIP codes with enough sales (score 71 out of 100).

Nearby, buyers who want less competition could look at Thomasboro 61878 (0% sold over asking) or Philo 61864 (0% sold over asking), while Dewey 61840 (100% sold over asking) and Fisher 61843 (67% sold over asking) are even more competitive.