Is Girard, IL 62640 a buyer’s or seller’s market?
Girard is a seller’s market. With about 0.7 months of supply and 0% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
The Girard housing market right now
In the three months ending August 31, 2026, 0% of homes in Girard, IL 62640 sold above their list price, the typical home went under contract in 64 days and there were 0.7 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. With only 9 sales, these figures can swing a lot from month to month.
Compared with the same period a year earlier, the share selling over asking fell from 17%, homes sold more slowly (29 days then) and the median sale price rose 22% to $167,428. Overall, Girard is less competitive than a year ago, which gives buyers more room.
Within Macoupin County, homes here sell more slowly than in 82% of the county’s ZIP codes, and sell less often over asking than in any other ZIP code in the county.
Nearby, Wilsonville 62093 (67% sold over asking) and Staunton 62088 (38% sold over asking) are even more competitive.
Run the numbers for 62640
Nearby markets
Benld 62009Buyer’s market $95 /sq ftBunker Hill 62014Seller’s market $128 /sq ftCarlinville 62626Seller’s market $92 /sq ftChesterfield 62630 — /sq ft Browse all markets →Towns like Girard nearby
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Questions about Girard real estate
Is Girard a buyer’s or seller’s market?
A seller’s market: there were 0.7 months of supply in Girard, IL 62640 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Girard?
The typical home went under contract in 64 days in the latest three months.
Do homes in Girard sell over asking?
0% of homes sold above their original list price, and the typical sale closed at 98.0% of the list price.
What are property taxes in Girard?
About 1.50% of a home’s value a year in Macoupin County, or roughly $6,000 on a $400,000 home.
What is the median home price in Girard?
The median sale price was $167,428 in the three months ending August 31, 2026, about $85 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology