Is Harvard, NE 68944 a buyer’s or seller’s market?

3 months ending August 31, 2026 · Source: Redfin

Harvard is a balanced market. With about null months of supply, well-priced homes can still draw more than one offer, but buyers have some room to negotiate.

Months of supply—Under 4 months = seller’s market

Sold above original list—Share of sales, last 3 months

Median sale-to-list—Sold price ÷ list price

Median days on market—Listing to accepted offer

Median price per sq ft—

The Harvard housing market right now

There haven’t been enough recent sales here for a detailed summary yet.

About the area

Clay County, NE

Population	1,252
Median income	$69,432
Average income	$87,355
Median home value	$125,800
Median rent	$738/month
Owner-occupied	77% of homes
Median year built	1959

Natural hazard riskTornadoes (very high), winter storms (very high), hail (very high)

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (household income; home value as estimated by owners), ZIP code tabulation area 68944; hazard risk from the FEMA National Risk Index for the census tracts in this ZIP code (not endorsed by FEMA).

Run the numbers for 68944

Prefilled for 68944Can I win this house?Multiple-offer likelihood for a listing Prefilled for 68944Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Clay Center 68933Seller’s market $80 /sq ft Edgar 68935Buyer’s market $25 /sq ft Glenvil 68941 — /sq ft Sutton 68979Balanced $169 /sq ft Browse all markets →

Towns like Harvard nearby

Find towns like Harvard in other states →

Geneva, NE68361 · 26 miles away84% similarpricier homes ($45K more) · larger Shelton, NE68876 · 36 miles away83% similarpricier homes ($38K more) · larger Blue Hill, NE68930 · 28 miles away82% similarpricier homes ($58K more) · older residents Central City, NE68826 · 34 miles away79% similarpricier homes ($46K more) · larger

Where Harvard is

Loading map…

Questions about Harvard real estate

What are property taxes in Harvard?

About 1.20% of a home’s value a year in Clay County, or roughly $4,800 on a $400,000 home.

Local agents

See all agents in 68944 →

No sponsored agents in 68944 yet. Are you an agent here? Put your name in front of local buyers.

Save this ZIP (free account)

More tools for 68944

Competition score Buyer leverage Negotiation room Compare with other ZIP codes True cost to buy Property taxes Closing costs Cash buyers Backup offer odds Home value Clay County property taxes Clay County loan limits Closing costs in Nebraska Hottest ZIP codes in Nebraska

Add this to your website

Free to use. Paste this code where you want the live widget to appear. It updates automatically. More widgets

JavaScript (recommended) iframe only

<div class="offerbacked-widget" data-widget="zip" data-zip="68944"><a href="https://offerbacked.com/market/68944">Harvard, NE 68944 housing market data from OfferBacked</a></div>
<script async src="https://offerbacked.com/widget.js"></script>

Sizes itself to fit. If your site builder removes scripts, use “iframe only”.

Preview Dark version

Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology