Is Hillsboro, TX 76645 a buyer’s or seller’s market?

The Hillsboro housing market right now

In the three months ending August 31, 2026, 15% of homes in Hillsboro, TX 76645 sold above their list price, the typical home went under contract in 54 days and there were 7.8 months of supply. More than six months of supply favors buyers, who usually have more time and more room to negotiate. That’s based on 34 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (15% then), homes sold faster (79 days then) and the median sale price fell 2% to $244,894. Overall, Hillsboro is more competitive than a year ago, so tougher for buyers.

Within Hill County, homes here sell faster than in 67% of the county’s ZIP codes, and sell more often over asking than in 89%. On our competition score, Hillsboro ranks #452 of 868 TX ZIP codes with enough sales (score 23 out of 100).

Nearby, buyers who want less competition could look at Malone 76660 (0% sold over asking) or Hubbard 76648 (0% sold over asking), while Mount Calm 76673 (25% sold over asking) is even more competitive.