Is Cottonwood, AZ 86326 a buyer’s or seller’s market?

The Cottonwood housing market right now

In the three months ending August 31, 2026, 10% of homes in Cottonwood, AZ 86326 sold above their list price, the typical home went under contract in 65 days and there were 4.4 months of supply. Four to six months of supply is a balanced market, where pricing and condition decide how much room there is to negotiate. That’s based on 73 home sales.

Compared with the same period a year earlier, the share selling over asking was about the same (9% then), homes sold faster (92 days then) and the median sale price rose 2% to $409,823. Overall, Cottonwood is more competitive than a year ago, so tougher for buyers.

Within Yavapai County, homes here sell faster than in 67% of the county’s ZIP codes, and sell more often over asking than in 67%. On our competition score, Cottonwood ranks #140 of 231 AZ ZIP codes with enough sales (score 24 out of 100).

Nearby, buyers who want less competition could look at Crown King 86343 (0% sold over asking) or Seligman 86337 (0% sold over asking), while Black Canyon City 85324 (25% sold over asking) and Rimrock 86335 (25% sold over asking) are even more competitive.