Is Capitola, CA 95010 a buyer’s or seller’s market?
Capitola is a seller’s market. With about 3.5 months of supply and 31% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.
More competitive than 69% of U.S. ZIP codes, and #471 of 1069 in the state.
Based on share sold above original list, sale-to-list ratio, months of supply and days on market for the 3 months ending August 31, 2026. See the breakdown
The Capitola housing market right now
In the three months ending August 31, 2026, 31% of homes in Capitola, CA 95010 sold above their list price, the typical home went under contract in 30 days and there were 3.5 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. That’s based on 30 home sales.
Compared with the same period a year earlier, the share selling over asking rose from 17%, homes sold faster (44 days then) and the median sale price fell 19% to $1,299,438. Overall, Capitola is more competitive than a year ago, so tougher for buyers.
Within Santa Cruz County, homes here sell more slowly than in 58% of the county’s ZIP codes, and sell more often over asking than in 50%. On our competition score, Capitola ranks #471 of 1,069 CA ZIP codes with enough sales (score 65 out of 100).
Nearby, buyers who want less competition could look at Freedom 95019 (0% sold over asking) or Los Gatos 95033 (12% sold over asking), while Santa Cruz 95065 (47% sold over asking) and Felton 95018 (46% sold over asking) are even more competitive.
Run the numbers for 95010
Nearby markets
Aptos 95003Seller’s market $764 /sq ftBen Lomond 95005Seller’s market $570 /sq ftBoulder Creek 95006Seller’s market $521 /sq ftBrookdale 95007 — /sq ft Browse all markets →Towns like Capitola nearby
Find towns like Capitola in other states →Where Capitola is
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Questions about Capitola real estate
Is Capitola a buyer’s or seller’s market?
A seller’s market: there were 3.5 months of supply in Capitola, CA 95010 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.
How fast do homes sell in Capitola?
The typical home went under contract in 30 days in the latest three months.
Do homes in Capitola sell over asking?
31% of homes sold above their original list price, and the typical sale closed at 100.4% of the list price.
What are property taxes in Capitola?
About 1.15% of a home’s value a year in Santa Cruz County, or roughly $4,600 on a $400,000 home.
What is the median home price in Capitola?
The median sale price was $1,299,438 in the three months ending August 31, 2026, about $906 per square foot.
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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology