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Is Loyalton, CA 96118 a buyer’s or seller’s market?

Seller’s market 3 months ending August 31, 2026 · Source: Redfin

Loyalton is a seller’s market. With about 3.2 months of supply and 29% of recent sales closing above the original list price, competing offers are common on well-priced homes. Buyers here often have a pre-approval in hand and a plan for the appraisal gap before touring.

Months of supply3.2Under 4 months = seller’s market
Sold above original list28.6%Share of sales, last 3 months
Median sale-to-list96.4%Sold price ÷ list price
Median days on market79Listing to accepted offer
Median price per sq ft$229▲ +1.1% vs. last year

The Loyalton housing market right now

In the three months ending August 31, 2026, 29% of homes in Loyalton, CA 96118 sold above their list price, the typical home went under contract in 79 days and there were 3.2 months of supply. Under four months of supply means sellers have the edge: expect competition for well-priced homes. With only 7 sales, these figures can swing a lot from month to month.

Compared with the same period a year earlier, the share selling over asking rose from 0%, homes sold more slowly (39 days then) and the median sale price fell 8% to $424,816. Overall, Loyalton is more competitive than a year ago, so tougher for buyers.

Nearby, buyers who want less competition could look at Sierra City 96125 (0% sold over asking) or Calpine 96124 (0% sold over asking).

Run the numbers for 96118

Prefilled for 96118Can I win this house?Multiple-offer likelihood for a listing Prefilled for 96118Over-asking calculatorTypical range over list ToolOffer strength scoreHow your offer looks to a seller ToolAppraisal gapCash needed if it appraises low

Nearby markets

Alleghany 95910 — /sq ftCalpine 96124Seller’s market $289 /sq ftDownieville 95936 — /sq ftNorth San Juan 95960Buyer’s market $239 /sq ft Browse all markets →

Towns like Loyalton nearby

Find towns like Loyalton in other states →
Doyle, CA96109 · 24 miles away76% similaryounger residents · more homeowners Portola, CA96122 · 16 miles away70% similarpricier homes ($30K more) · larger Blairsden Graeagle, CA96103 · 37 miles away47% similarhigher income ($28K more) · pricier homes ($226K more) Verdi, NV89439 · 17 miles away22% similarhigher income ($47K more) · pricier homes ($519K more)

Where Loyalton is

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Questions about Loyalton real estate

Is Loyalton a buyer’s or seller’s market?

A seller’s market: there were 3.2 months of supply in Loyalton, CA 96118 in the three months ending August 31, 2026. Under four months usually favors sellers, and more than six favors buyers.

How fast do homes sell in Loyalton?

The typical home went under contract in 79 days in the latest three months.

Do homes in Loyalton sell over asking?

29% of homes sold above their original list price, and the typical sale closed at 96.4% of the list price.

What are property taxes in Loyalton?

About 1.15% of a home’s value a year in Sierra County, or roughly $4,600 on a $400,000 home.

What is the median home price in Loyalton?

The median sale price was $424,816 in the three months ending August 31, 2026, about $229 per square foot.

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Market data describes housing activity only. Figures are rolling 3-month values from Redfin and may be revised. Methodology